Greenline Home Program
What it is: A $35,000 grant for down payment or closing cost assistance.
Who can apply: First-time homebuyers living in Los Angeles County with low to
moderate income, residing in high-need areas.
Details: Requires a 3-year lien on the property, 8-hour HUD-approved first-time
homebuyer education, and 3% buyer's own funds.
HOME Investment Partnerships (HOME) Program (Administered by LACDA):
What it is: Provides secondary mortgage financing for first-time homebuyers and
supports new affordable housing developments.
Who can apply: Primarily for low and very-low income households. Funds are
often allocated through annual Notices of Funding Availability (NOFAs).
HOP80/120 Home Ownership Program
What it is: A deferred-payment loan of up to $100,000 (HOP80) or $85,000 (HOP120) to help
with down payment and/or closing costs. Shared-equity is repaid when the home is sold,
refinanced, or transferred.
Who can apply: First-time homebuyers purchasing in participating areas of Los Angeles
County. HOP80 is for households earning up to 80% of the Area Median Income (AMI); HOP120
allows up to 120% AMI.
Details: Requires 8-hour HUD-approved homebuyer education, at least 1% of buyer’s own
funds, and owner-occupancy. Max purchase price is $700,000 (HOP80) or $850,000 (HOP120).
No monthly payments; repayment due only when triggered by resale, refinance, or move-out.
Habitat LA Downpayment Assistance Program:
What it is: Up to $100,000 in down payment assistance.
Who can apply: Low-income (income not to exceed 80% of AMI) first-time
homebuyers looking to purchase in greater Los Angeles County.
Details: 0% interest loan, payable in 30 years, funded by CalHome. Minimum
650 credit score (with exceptions).
